Your trusted insurance advisors providing quality insurance products, exceptional service and competitive rates.
Personal Insurance
At Hamby & Aloisio, Inc., we will work with you to review your personal assets and provide the best insurance protection available.
Let’s take a deeper look.
Homeowner’s Insurance
Finding the right coverage to protect your most important assets is vital, whether it is your primary residence or vacation home. Protection includes:
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Policies for all types of homes and sizes, including vacation homes and coastal properties
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Additional coverage for valuables (art, jewelry, boats, etc.)
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Coverage extensions for water backup, additional structures, home office and travel
Personal Auto Insurance
Remember when shopping for personal auto insurance, you are not only insuring your vehicle, but also protecting the lives of the people around you. Protection includes:
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Auto liability available regardless of vehicle value
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Physical damage
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Medical Payments
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Rental car reimbursement & towing expense
Personal Umbrella
Homeowner’s and auto liability limits may not be enough when you consider your bank account, home and other personal property are at risk. A personal umbrella policy can protect you against substantial injury claims or lawsuit.
Landlord Insurance
To protect your investment rental property, you need a homeowner’s policy that includes structural protection and loss of rental income should your property become unlivable. Policies also available for vacant properties and those under improvement.
Renter’s Insurance
Renter’s insurance is low-cost protection for your personal property, liability exposure and potential legal expenses associated with personal injury of visitors. Personal property coverage may also extend while in your home, car or on vacation, and may include additional living expenses in the event of a loss.